of a cryptocurrency wallet<\/a><\/strong>, or using a credit or debit card.<\/p>\n\n\n\nOnce your account is verified, you need to fund your wallet before creating a card. TransferXO gives you two funding routes: Fiat<\/strong> and Crypto<\/strong>, each with multiple options underneath. <\/p>\n\n\n\nTo get started, click \u201cPayflex\u201d<\/strong>. Then click \u201cWallet\u201d<\/strong> and select your desired funding asset. Once your account is funded, you can go to the next stage.<\/p>\n\n\n\nHere is exactly what is available:<\/p>\n\n\n\n
<\/span>Funding with Fiat (Naira and other African currencies)<\/strong><\/span><\/h4>\n\n\n\nSelect the Fiat<\/strong> tab and choose the wallet you want to fund; NGN, KES, ZAR, UGX, or GHC. For most Nigerians, this will be the NGN Fiat Wallet<\/strong>.<\/p>\n\n\n\nYou then have six ways to deposit:<\/p>\n\n\n\n
\nFund with a voucher<\/strong>: Top up your wallet using a TransferXO voucher code.<\/li>\n\n\n\nP2P<\/strong>: Instant funding through the TransferXO P2P Marketplace. Buy Naira directly from other users on the platform.<\/li>\n\n\n\nSwap other assets<\/strong>: Convert one asset you already hold on TransferXO into Naira instantly. Useful if you have crypto or another currency sitting in your wallet.<\/li>\n\n\n\nDeposit from bank<\/strong>: Transfer directly from your Nigerian bank account to your TransferXO wallet. Standard bank transfer works with all Nigerian banks.<\/li>\n\n\n\nDedicated Virtual Account<\/strong>: TransferXO assigns you a dedicated virtual account number. Fund it like a regular bank transfer without entering new details every time.<\/li>\n\n\n\nDeposit via USSD<\/strong>: Fund your wallet using your bank\u2019s USSD code. No app or internet banking required, useful if you prefer banking by shortcode.<\/li>\n<\/ul>\n\n\n\n<\/span>Funding with Crypto<\/strong><\/span><\/h4>\n\n\n\nSelect the Crypto<\/strong> tab to see your crypto wallets. TransferXO supports a wide range of cryptocurrencies, including Bitcoin (BTC), Ethereum (ETH), Tether (USDT), Bitcoin Cash (BCH), Litecoin (LTC), Ripple (XRP), and USD Coin (USDC), among others.<\/p>\n\n\n\nFor each crypto wallet, you have four funding options:<\/p>\n\n\n\n
\nFund with a voucher<\/strong>: Top up using a voucher code.<\/li>\n\n\n\nFrom an external wallet<\/strong>: Send crypto directly from any external wallet (Binance, Trust Wallet, Coinbase, etc.) to your TransferXO wallet address. Once confirmed on the blockchain, the balance reflects in your account.<\/li>\n\n\n\nP2P<\/strong>: Buy crypto instantly through the TransferXO P2P Marketplace.<\/li>\n\n\n\nSwap other assets<\/strong>: Convert any asset you already hold on TransferXO into the crypto of your choice.<\/li>\n<\/ul>\n\n\n\nIt is important to note that if you choose to deposit USDT, you must first convert it to Naira (NGN) before you can fund your card.<\/p>\n\n\n\n
<\/span>Step 4: Navigate to the Cards Section<\/strong><\/span><\/h3>\n\n\n\nOnce you\u2019ve added funds to your wallet, navigate to the \u201cCards\u201d<\/strong> section on the TransferXO website or app, click \u201cCreate Card,\u201d<\/strong> and follow the directions to create your virtual card. <\/p>\n\n\n\nYou will need to fund the new card and create a security pin.<\/p>\n\n\n\n
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